Kinecta Wealth Management

Above: L to R: Sami Harper, Financial Advisor Laura Tompkins, Wealth Associate Simone Smith, Financial Advisor Sean Patikas-Hunter, Financial Advisor/Wealth Advisor

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Kinecta Wealth Management, a financial advisory practice of Ameriprise Financial Services, LLC, provides advice on all stages of clients’ financial journeys, aiming to empower them with knowledge and encourage rational decision-making based on their long-term goals. Headquartered in Manhattan Beach, Kinecta Wealth Management provides financial guidance in the South Bay area.

Describe your team approach.

Simone Smith: By adopting a team approach, we ensure that our clients are always supported, with a backup ready to provide the same high level of service. With multiple perspectives on each account, we offer diverse strategies for comprehensive portfolio management and enhanced diversification. Each financial advisor on our team brings unique strengths, whether it’s educating clients about sophisticated investment products, or providing personal support for generational asset transfer. We are committed to ensuring our clients are completely covered, delivering outstanding service and peace of mind at every step.

What is your professional superpower?

Sean Patikas-Hunter: Listening. The most important step to understanding the unique needs of each client is to establish a relationship of trust. Trust is earned by carefully listening to clients’ expressed needs and communicating back to them an understanding of what they said.

What is your advice for your younger clients?

Sami Harper: My advice to each of my clients, inclusive of the younger ones, is to “start with the end in mind.” I like to highlight the importance of not only setting a goal but also including a plan designed to help achieve the goal. Even for somebody starting off investing later in life, the key to success is creating a plan and sticking to it. My job is to help you put a plan in motion so that together we can achieve your goals for the future.

What’s the most valuable lesson you’ve learned from advising others?

Laura Tompkins: The most valuable lesson I’ve learned from advising others is the importance of listening. Making people feel comfortable and taking the time to learn and understand what they need and what is truly important to them makes the difference in the relationship.

Share a success story where your guidance impacted a client’s well-being.

Sean: Success in financial planning emphasizes a holistic approach that goes beyond numbers, focusing on clients’ peace of mind and quality of life. Achieving financial freedom and pursuing a comfortable retirement are crucial, as is the ability to leave a meaningful legacy. Ultimately, it’s about aligning financial strategies with personal values and life goals.

How do you assist clients in planning for their legacy and estate? 

Simone: I start by discussing their long-term goals and values, helping them clarify what they want to achieve with their legacy, be it supporting family, friends or charitable causes. We conduct a thorough inventory of all assets. We explore tax implications related to estate transfer and strategies designed to lessen tax liabilities for beneficiaries. I review and help update beneficiary designations on accounts and insurance policies to ensure they align with the overall estate plan. I strongly encourage the importance of open discussions with family members to address potential conflicts and to help everyone understand the plan. We often ask clients to bring spouses and adult children to meetings to familiarize themselves with our team. For clients interested in philanthropy, we explore options for incorporating charitable contributions into their estate plans. This holistic approach helps clients create a tailored plan that reflects their wishes and helps preserve their legacy for future generations.

Laura: We strive to have those we work and partner with achieve financial peace of mind. This allows them to focus their energy on the things they value most with the confidence that our team has their back.

What is your definition of success?

Sean: The ability to sleep soundly, free from financial worries, is a true indicator of success. It means that clients feel more secure in their financial plans and trust that they are on the right path. By addressing their concerns and providing clear strategies, we help them build that confidence. When clients know they have a solid financial foundation, they can focus on enjoying life and pursuing their passions.

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Disclaimer: Kinecta Wealth Management is a financial advisory practice of Ameriprise Financial Services, LLC. Ameriprise Financial and the financial institution are not affiliated. Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation. Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Ameriprise Financial cannot guarantee future financial results. Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.